It is understandable that many voluntary organisations feel some trepidation at the idea of taking out a loan at a time when the sector seems to be facing such financial uncertainty. Loans are not always right for every situation and so careful consideration of the financial commitment involved is important.

In the right circumstances however, loans can be a valuable tool for an organisation to further its mission and have greater control over its future.

In their latest blog post, ethical bank and our Trusted Supplier Charity Bank explain why choosing the right lender is critical for voluntary organisations.

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sobus is a new Community Development Agency for Hammersmith & Fulham. It has been created through the merger of the Community and Voluntary Sector Association Hammersmith & Fulham (CaVSA) and the Fulham Community Partnership Trust (FCPT). Building on the strengths of both organisations, sobus aims to provide a wider range of support services for local charities, community groups, social enterprises and start up businesses.